Date:
To: [name and address of debtor]
Re: Your account with [name of company]
Dear [name of debtor]:
Your delinquent account with [company name] has been referred to
my office for collection action. You are currently several payments
behind on the above referenced account.
I have been instructed to bring legal action against you as may be
necessary, which may result in levies against your property or other
assets after judgment.
The file indicates that you have failed or refused to pay the above
claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within
15 days of the date of this letter, suit in small claims court may be
commenced against you forthwith and without further notice for the
amount indicated above, together with prejudgment interest. Instead of
small claims court, this matter may be referred to our attorney for suit
in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs,
process server’s fees, sheriff’s fees, attorney fees where permitted,
and other post judgment costs will be added to the amount that you
already owe.
You can avoid the unnecessary inconvenience and added expenses of
a lawsuit by making immediate payment to us within 15 days.
Sincerely,
___________________________
Collections Manager
